Internal transfer
When both origin and destination are Saq accounts, use internal transfer instead of Pix withdraw. Settlement is instant and uses only the accountNumber (6 digits) of each account. Fee according to your account's pricing table.
When to use each one
| Question | Endpoint |
|---|---|
| I want to move balance from one Saq account to another | POST /internal-transfer |
| Was the transfer completed? What's the status? | GET /internal-transfer |
Examples
Differences vs Pix Withdraw
| Aspect | Internal transfer | Pix withdraw (/withdraw) |
|---|---|---|
| Destination | Saq account | Any bank/account |
| Fee | According to account table | According to table |
| Settlement | Instant | Pix in seconds |
| Identifier | accountNumber (6 digits) | Pix key or QR Code |
| Minimum | R$ 0.01 | R$ 0.01 |
The destination account's accountNumber comes from the Saq partner. The platform does not expose a public account directory.